3 Important Factors for Home Buyers

Thu, 17 May by aminasai

Preparing to Buy a Home – Three Important Factors to Consider

Are you getting ready to purchase a home? This is an exciting venture and one for which you will want to be prepared. If you have certain priorities listed and planned for ahead of time, it will help you to focus on enjoying the home buying experience.

Here are three important points you will want to consider ahead of time:

  1. Needs and Wants

You probably have plenty of things you want to have in your new home. Take the time to list, examine, and prioritize them.

Start with a list of all the things that are swirling around in your head. Write them down as they come to mind, not in any particular order at first. Once you have your list, it’s time to take a closer look. You may want to make three columns on a sheet:

  • Column one – This column will be the things you must have in your home; the “need” column.
  • Column two – This column will be the things you would like to have and, very well may be able to have; the “want” column.
  • Column three – This column is your dream list. It would be great to have these things; this is the “wish” column.

Now you have some guidelines that will not only help you but also your real estate agent.

Location

The location of your house is important for many reasons. Think about the things that matter to you and make sure you look in areas that are conducive to your needs.

Do you have school-age children? If so, you will want to do a bit of research about the schools in the area. If you have a baby or toddler, you may wish to look into daycare or preschool programs. Kamloops is made of up many neighbourhoods. You may want an area that has families with children that are in the same age range as yours.

How far do you want your house to be from your job? Consider the amount of commute time you are willing to spend to and from work and focus your search in that circumference.

If you have family in the Kamloops area, how close do you want to live?

Budget

One of the most important things you will need to know before beginning your quest to find a home is how much you can afford. The best way to determine this is by meeting with a mortgage broker. These professionals can help you by verifying the amount of the mortgage you qualify for, helping to determine the price range you should be looking at, and explaining how much you will need for a down-payment.

Once you have these three steps completed, it’s time to move forward with your buying agent. Sharing this information with your realtor is going to make the process easier for everyone.

Contact me today and let’s get started on this exciting venture!

How to Prepare When Selling Your Home

Thu, 10 May by aminasai

Every seller wants their home to get sold quickly and attract a good price. While that may be the case, ensuring this happens has very little to do with chance and luck and more to do with careful planning. A potential homebuyer will always be more impressed with a home that’s in a state of good repair, looks presentable, neat and clean. Here are some ways in which you can prepare when selling your home.

 

  1. It’s important to set your personal attachment aside

If you have lived in a particular home for a long time, it isn’t easy to let go. There will be memories attached to that place and you will have decorated and maintained the place with care. But it’s important that you make the break and here are some tips on how to do it:

  • Tell yourself that it isn’t your home and that it’s a house; something that can be bought or sold, much like products you would buy at a supermarket.
  • Be firm with that “let go” decision and focus on the fact that the house won’t be yours any longer.
  • Visualize yourself handing over the keys and the warranties for all the appliances to the new owners.
  • It’s important that you look into the future rather than a glance into the past.

 

  1. De-personalize all the rooms

Remove all your family heirlooms and personal photographs and memorabilia as these can distract the buyers. The idea is to allow buyers to imagine all their belongings in that space as that takes them one step closer to buying a home. The buyers need to see themselves living there versus wondering what kind of people live in the house.

 

  1. Clear all the clutter

This is a very crucial aspect of preparing to sell your home. It’s natural for us to collect things and not be able to discard them even after they are no longer required. The simple rule to follow is that if you haven’t used a certain item in over a year, its best to get rid of it. You have the option to either throw it away or donate it to someone. Some of the other things you can do are:

  • Pack up the knickknacks
  • Remove all the books from bookcases
  • Clean everything off the kitchen counters.
  • Put all the essential items in small boxes and put them away in the closet.

 

  1. Rearrange storage cabinets & bedroom closets

Buyers often open closet and cabinet doors randomly while walking through the house. When all these spaces are well-organized, the message it sends to a potential buyer is that you are equally particular about taking care of the rest of the house too. Some of the things you can do include:

  • Stack all the dishes neatly.
  • Alphabetize all the spice jars in the pantry and kitchen.
  • Hang shirts together- facing the same direction.
  • Turn all coffee cup handles facing the same direction.
  • Line up all your shoes properly in the closet.

 

  1. Consider keeping extra items in a storage unit

Most homes show better when they have fewer pieces of furniture. It’s a good idea to move the extra pieces of furniture into a temporary storage unit and only keep the basic ones. This will open up and improve the movement flow in the spaces and make the rooms look more spacious. The furniture you keep should only showcase the purpose of that room, yet leave sufficient space to move around comfortably.

 

  1. Replace or remove favourite pieces

If there are certain built-in appliances, features, fittings or window treatments that you want to take, it’s best to remove them when you are prepping your home for sale. If there are antique pieces or items that you are emotionally attached to, replace them with something else. That way you won’t have to tell a buyer it isn’t for sale. Sometimes, denying a buyer an item they have taken fancy to can blow the deal. This is why it’s best to either replace or remove those items if necessary.

 

  1. Conduct minor repairs

In a seller’s market, it’s possible to sell a property in the condition it is in without too much of a hassle. But in a buyer’s market, the state of the features and installations in your home can make or break the sale. Based on the condition of the house, some of the repairs you may want to conduct include:

  • Patch holes in drywall.
  • Replace cracked floor tiles.
  • Replace kitchen and bathroom wall tiles.
  • Fix leaking faucets.
  • Fix doors that jam or don’t close properly
  • Fix kitchen drawers that jam.
  • Consider giving your walls a fresh coat of paint- opt for neutral colours especially if you have eccentric taste in colours and décor.
  • Replace dysfunctional light bulbs.
  • Replace worn bedspreads.

 

  1. Get your house cleaned thoroughly

When you are listing your house for sale, you need to ensure that every nook and cranny of it is clean. Since this can be a pretty laborious task, consider hiring house cleaning professionals for the job. Some of the things that need to be focused on include:

  • Clean the windows inside & out.
  • Clean out cobwebs.
  • Pressure-clean the driveway, sidewalks and the exterior walls of your home.
  • Polish mirrors and chrome faucets.
  • Re-caulk tubs, showers, and sinks.
  • Vacuum daily.
  • Clean out the refrigerator.
  • Replace worn rugs.
  • Wax wooden floors.
  • Dust the furniture, ceiling fans & light fixtures.
  • Bleach dingy grout.
  • Hang up clean, fresh towels.
  • Get rid of bad odours in all the rooms.

 

  1. Enhance curb appeal

You need to ensure that buyers are encouraged to get out of their cars and walk into your home. This means you need to focus on enhancing its curb appeal. You can do this by:

  • Making the front door and entrance area look welcoming; clean the space, paint/polish the front door, hang or place potted plants around the front door.
  • Make sure all window treatments in the house hang level.
  • Keep the sidewalks clear of clutter.
  • Mow the lawns & trim the hedges.
  • Paint faded/deteriorated window trim.
  • Ensure visitors can read your house number clearly from the street.

 

The one way to get all aspects of preparing a home right is to hire staging professionals for the job. They have the expertise to prep and stage your home so that buyers see it in the best light. ASK AMINA! Nobody does Real Estate better. Get started with a FREE HOME EVALUATION today!

 

If You Are Buying A House For The First Time, Read These Tips First

Thu, 03 May by aminasai

If you are a first-time home buyer, the journey that lies ahead can be quite exciting. Before long, you will also realize that almost every one that learns you are on this journey will have some advice to offer. While this advice may be well-intentioned, it can be quite difficult to sift through it and determine what works best for you. Here are some tips that can help you make the right choice:

Look for a trusted mortgage banker

Your ability to buy any property, your understanding of the purchase and loan processes, as well as your satisfaction with this experience in the short & long term will be influenced significantly by your mortgage banker. Even before you begin looking for a new house, you need to have a very clear idea of what you can afford. That’s where a mortgage banker comes in. You will have to provide this professional a lot of personal information. He/she will make recommendations on loans that will be best-suited for your personal and financial circumstances. This is exactly why you need to look for a mortgage banker you can trust completely.

Look for an experienced real estate agent

Sometimes prospective homeowners are tempted to work with someone they know personally and who has a real estate license. But, what matters is that you find a real estate agent who is experienced and knowledgeable enough to cater to your specific requirements.

It’s a good idea to get referrals from friends that have recently purchased a home. Make it a point to meet with and interview a few real estate agents before finalizing who to hire. During the first meetings, you need to ensure that this person is attentive and proactive in their approach. They should ask relevant questions regarding your requirements and focus on your answers.

Check out whether they have helped clients successfully purchase a property in the target price range and neighbourhood you are interested in and whether their preferred communication method suits your needs. It’s also a good idea to look for a buyer’s agent, rather than one that performs a dual role and represents the seller as well. The latter can cause a conflict of interests.

Be well-versed with the industry jargon

Just like any other industry, the mortgage lending and real estate landscapes overflow with industry-specific jargon. If you are unsure about what a certain term means, make it a point to get it clarified, not just in conversation but in the written materials too.

Don’t be tardy

When you are in the midst of the home purchase process, you will often be required to answer calls, produce various documents and show up for last minute meetings. In most of these cases, even the smallest delays can mean that some other buyer seals the deal and gets the house. Failure to provide the requested documents can result in a delay in the final purchase by days or even weeks. This is why you should make your home purchase a top priority and ensure these requests are attended to promptly.

Be curious and eager to know more about the property

When it comes to purchasing a home, being shy is only a downside. Your home is likely one of the biggest investments you will make in your life and it’s important that you get clarifications for any questions that cross your mind. A home purchase isn’t something you take lightly, and you need to have a very good understanding of every little detail of the process and the technicalities involved. After all, that’s one of the best ways to cover your bases and ensure there are no ugly surprises waiting for you, once you get the keys.

Comb through all the fine print

Most mortgage and home purchase transactions involve heap loads of paperwork that also have reams of fine print. While all of it may appear to be very generic, having a good understanding of all the terms of your loan and offer is key to your short and long-term welfare. This is why it’s important that you go through these documents with a fine-toothed comb before signing on the dotted line. You also have the option to run these documents by a legal expert.

Ask questions before making any finance-related moves

A number of things can have an impact on your credit report and affect your ability to qualify for the loan you need. This is why you need to first consult with your mortgage banker before you close/open any bank accounts, pay off loans, make any large investments, purchase a car, apply for new credit cards, or even borrow/withdraw funds for your down payment.

Do some insurance shopping

You will need homeowner’s insurance in order to finalize your home purchase. As mentioned earlier, start early, get your doubts cleared and don’t forget to read the fine print. You need to be very clear about what is/isn’t covered by the insurance policy. Find out how the payments need to be made, when you need to make them and what they are. If your home is located in a flood-prone or storm-prone zone, you might need to buy an additional policy to cover losses related to these natural disasters.

Think out-of-the-box

It’s never a good idea to take a closeted approach to buying a house; get a little creative and you may find a house that’s far better than your expectations. For instance, you may want to consider looking for houses in a neighbourhood you hadn’t considered looking at earlier. Maybe a condo will suit your requirements and budget better than a single-family home.

In addition to all these things, you should have all your paperwork and eligibility in place. You need to be pre-qualified for a loan and also have the pre-approval letter from your mortgage lender. The one way to navigate these waters safely is to work with a good real estate agent who will show you the ropes and help ensure you get the house of your dreams. ASK AMINA! Nobody does Real Estate better.

Buying a New Home? Home Inspections Are the Key to saving you money!

Wed, 25 Apr by aminasai

 

Homebuyers in want to save their money as much as they can when buying their next home. Skipping out on Home Inspections and other “optional” costs may seem like a good idea, but sometimes they end up saving you money after the fact. Home inspections are not typically required for and can cost a few hundred dollars on average. However, it can potentially save a homebuyer thousands after the sale is made. Here are some benefits of home inspections:

Electrical & Wiring

Electrical features in both new and older homes can pose problems and are not easily detected during a walk-through. Outlets, light-fixtures, amperage and other factors may also be inspected to determine if electrical work needs to be done in the home.

Water Leaks

This can cost you hundreds or thousands of dollars of damage if not caught and dealt with properly. For example, it can result in wood rot, mould growth and other issues.. An inspector will review the home thoroughly to look for signs of a current or previous leak even those unknown to the previous owner.

HVAC Systems

Replacing your HVAC system can cost thousands, and be quite a headache if you don’t know as much as possible about the old one. The inspector can be able to provide the condition, its age, its need for maintenance and other factors. Best not to just assume it’s hunky-dory-fine if the temperature is decent during your walk through – especially since the weather has such a range. You want to be sure!

Structural Damage

Don’t just look for noticeable cracks in the foundation, get an inspector to look for signs of damage

that may require assistance from a structural engineer. Structural damage can from factors such as a settlement of soil and erosion. It can also potentially add thousands of dollars to your maintenance costs if left unfixed/ or if the damage is already severe.

The Roof Over Your Head

These can get quite costly when it comes to repairs/replacement. If it’s not in good condition, your roof can lead to energy inefficiency, allow pests to get in, result in water leaks and other issues. Your Home Inspection will let you know the condition, age, and other characteristics of your roof to better understand what you’d be looking at repair wise (if needed).

Getting a property inspector to look at your potential home is basically invaluable in helping you understand the underlying issues that aren’t easily visible during your walkthrough. If you are interested in buying a home soon or would like more information on property inspections and if it’s right for you, contact us today!

 

You Ask, We Answer: When is the Right Time to Upgrade to a Larger Home

Thu, 19 Apr by aminasai

Upgrading to a Larger Home – Are you ready?

Many homebuyers face the question of size when looking for their next home. Do they downsize, stay the same, or upgrade to a larger home? To help answer this question, here are some factors to take into consideration when determining if you should upgrade to a larger home.

Affordability

With larger homes come more financial responsibility. Typically larger homes will come with a larger mortgage, repair/maintenance, utilities, and insurance payments as well as increased property taxes. Are you ready financially for these larger expenses? Take into account these estimated expenses when going over your household budget. Remember, ideally you’ll want to be able to maintain a comfortable quality of life and still be able to save for the future when these larger expenses are taken into account with your budget.

Down Payments

There is a need in most cases during the property buying process to make a down payment and to pay for closing costs. You should include these expenses in your estimations while keeping in mind that selling the existing property and accessing equity will yield most or all of the funds that are needed to make a new purchase. Working with a real estate professional and a mortgage broker will help you to get more information about these two factors before making a sound financial decision.

When the time is right for you to upgrade to a larger home, you should consider working with an experienced real estate agent to sell your existing property and help you in the process of buying a new home!

Decorating with Rose Quartz

Wed, 11 Apr by aminasai

Spring is just around the corner and what better way to introduce it to your home than with Pantone’s Rose Quartz. This lovely colour blends shades of pink to produce a rich, multifaceted colour that provides warmth and a sense of home. It brings a pop of colour that can brighten up even the dullest of rooms. Go all out or try just a few accents. This colour is sure to bring an aura of happiness and comfort to your home. Rose Quartz is a versatile shade that can update the look of your home in a variety of ways.

As an Accent

Small accents of colour throughout a room can have a major visual impact, instantly drawing your eye to key focus points around the room. Try an antique lampshade in your bedroom or a decorative pitcher in your kitchen. Accent pieces are a great way to experiment with a new colour palette without having to make a full commitment to it until you are ready.

To Fill a Room

If you have a room in your home that is looking especially bare, a dash of Rose Quartz can be just what you need to take that room from drab to dynamic. This vibrant colour fills the empty space with warmth, making a somewhat empty room feel inviting. Try a quilt in this welcoming hue in your guest bedroom or a bold wall tapestry in your entryway. The richness of the colour will make your guests feel immediately at home.

For Dramatic Impact

To make a bold statement with Rose Quartz, use it to tile your bathroom. The energy of the shade creates an atmosphere of comfortable luxury that is perfect for lounging in the tub and pampering yourself. For an even more dramatic effect, paint a single wall behind your bed and use bedding in a dark colour. This warm tone will create a romantic atmosphere that is ideally suited to the bedroom.

Moving into a new home can be the ideal time to start thinking about redecorating. Throughout the moving process, you can take inventory of your decor and get rid of anything that no longer fits with the style you have in mind. When you get settled into the new home, it’s like having a blank canvas on which to develop your new decorative theme. If you’re ready to make a move contact us today!

Save Money and Boost Your Resale Value with These 3 Energy Saving Home Renovations

Thu, 05 Apr by aminasai

Home renovations may be costly, but they are always worth the time and money. Anybody who is interested in upgrading their Nanaimo home should consider focusing on renovations that are energy efficient. Not only will these upgrades help the resale value of the house, they will also pay for themselves with the amount of money they shave off of power and gas bills over the long run.

New Doors and Windows Can Put a Dent in Power Bills

Old doors and windows have outdated designs and were not always constructed with the idea of saving energy. The evolution in window design has led to windows that can trap the heat from the sun during the winter to keep a room warm naturally with the added bonus of having better seals and more security. Old, wooden doors were originally built to contract and expand as the seasons changed, which left them weathered over time. Drafty doors can be a tremendous drain on the power bill in the coldest months of winter and this simple renovation will save money in the short and long run.

Keep Heat in and Cold out With Proper Insulation

A home works like a well-oiled machine to save energy. Proper doors and windows with a great heating system will do nothing if the warmth keeps escaping due to poor insulation. Over time, older insulation will lose its ability to properly control the home’s temperature and a complete insulation upgrade to newer material will not only pay for itself, but it will fill in areas that may have been passed over the first time. Many older homes have no insulation in the attic, allowing heat to escape very easily. A properly insulated house also has the benefit of removing some strain from heating systems and air conditioners, leading to the possibility of smaller models.

Lower Energy Bills with Efficient Appliances

One of the easiest ways to make a home more energy efficient, cost-effective and more attractive to any potential buyers down the line is by investing in new appliances. Any appliance that is over ten years old is probably a huge drain on energy and creates significantly more waste than newer models designed to save energy and money. Washers, dryers, refrigerators, washing machines, water heaters and air conditioners that are certified by either EnerGuide or Energy Star will lower gas and power bills by a considerable amount, one that makes the investment worthwhile. This has the added benefit of making the home more attractive and raises the value when trying to sell, as any buyer will want top of the line appliances in their new home.

For an idea of where to start, EnerGuide performs home evaluations for Canadians that are endorsed by the government. They will give the home a complete inspection and provide the owner with a comprehensive guide on which areas can be improved and how much they can save with those improvements. If you would simply like some more information on how your home would compare on the market if it was energy efficient, feel free to reach out to us.

Amina Sai’s Marketing Plan

Sat, 08 Jul by aminasai

HUGE LOCAL EXPOSURE

1. A custom property Facebook page will be created
2. A custom color property brochure will be created
3. A detailed description of the property with color photographs and a link to my website will appear on the Multiple Listing Service, Re/Max local, National, International and Yegishome.ca
4. Over 500 just listed cards will be mailed to area residents
5. A custom E-mail blast with photos and a link to the property website will be sent to agents (encompasses all major real estate offices)
6. With the owner’s permission, an Open House for the Entire Brokerage community will be held
7. With the owner’s permission, a For Sale sign will be placed on the property

PRINT ADVERTISING

1. The property will be advertized in the MLS guide with a full page color advertisement.
2. Custom property postcards will be designed and mailed to the area.

INTERNATIONAL EXPOSURE

1. Re/Max International

24-HOUR INTERNET EXPOSURE

The property will be featured on this Internet on the following real estate websites:
1. AminSai.com
2. Yegishome.ca
3. MLS.ca
4. RedFin.com

The property will be featured on Amina Sai’s social networks:
1. Facebook.com
2. Twitter.com
3. Instagram.com
4. Pintrest.com

Ask Amina – Nobody does real estate better!

Selling Your Home During A Recession

Tue, 13 Jun by aminasai

Selling Your Home During A Recession

An economic downturn or a recession is just a normal part of life that one should live with. It may affect your investments and business dealings but instead of worrying about it, things can be done to make a recession work to your advantage. House selling during a recession may require more work than when the market is at its peak. However, there are still plenty of people out there who need homes to live in and houses to provide for their families. Here are some suggestions on how to sell your house during a recession period. Let these tried and tested strategies help you rise up to the challenge and stand strong even when the real estate market is on a downward spin.

 

IMPROVE YOUR HOUSE APPEARANCE

Does the house look attractive enough for buyers to call you and schedule an appointment? Perhaps you need to improve the curb appeal of your house as well as its interior design. Plant flowers, cut grass and paint the fence. Likewise, renovate the interior if the home needs reworking. Check the kitchen and bathroom and make all necessary repairs. Clean the house, fix it, redesign it and make it look very attractive for buyers. Doing these things is absolutely essential in selling a home at a good price.

 

DO A MARKET RESEARCH

Don’t expect people to call you when your house is priced to high. When home buyers shop for houses, they usually look at several properties and yours may be crossed out of the list if your house is priced expensively. Thus, knowing what the current market rate is an advantage as well as pricing your house within the range that the market dictates.

 

INCREASE THE COMMISSION OF YOUR REAL ESTATE AGENT

This is a common trick that investors usually do when a particular property has been sitting in the market for too long. Instead of lowering the price of the house, investors would rather increase the spread of their real estate agents. You just might be surprised at how this can quickly sell your house.

 

INCLUDE FREE ITEMS WITH THE HOUSE

You can perhaps include a large flat screen TV with your house for sale or a golf cart when the house is near a golf course. You can also include a recreational vehicle, boat or motorcycle. What item do you think you have that you can add as a freebie to your house that’s for sale? Sell a house with something of great value so that buyers will be motivated to buy the property from you.

 

ADVERTISE! ADVERTISE!

You can run ads in the papers, install a very visible “For Sale” sign in the front yard, distribute flyers, advertise the property in social networking sites and stage an open house. Market the property well and place ads that stand out in order to sell your house. Be creative in your sales pitch. Instead of writing “house for sale”, write instead “Hansel and Gretel Cottage” or “Shabby Chic Elegance in the City”.

A recession is not the time to be fearful of the real estate market but to be more creative in coming up with ways to sell your house. Even with a recession, people will always have the need to have a home to live in. Job relocation, sudden divorce, death in the family and many other factors can bring about a home buyer. So be imaginative in selling a home. Improve the house, offer additional benefits to your real estate agent and include valuable items in the sale. Selling your home during a recession can be done with creativity, perseverance and dedication.

Safe Home Selling Tips

Tue, 13 Jun by aminasai

Safe Home Selling Tips

I am sure you have heard about people being robbed and attacked when they have placed ads in the paper for everything from puppies to vehicles. Why do you think this cannot or has not happened to people selling their homes?

How many strangers have you given your home phone number or invited into your home?

This is what you do when you put your home phone number on a sign and place it on your front lawn or at the corner of your street. Then you invite a perfect stranger or strangers into your home where anything can happen.

Here are a few tips on protecting yourself in the event your would be buyer is not who you think he or she is.

FOR YOUR PERSONAL SECURITY REASONS

* Use your cell phone number on any for sale signs and indicate that it is a cell phone.

* If someone calls to set up a showing, NEVER tell them you will not be there at a certain time. This just sets you up for a burglary. Make an excuse that does not take you away from the residence such as you have company coming.

* Get as much information as you can over the phone from the “buyer” before you set up a showing.

* While your home is on the market remove your valuables and place them in a safe deposit box, a diversion safe or at the home of a trusted friend or relative.

* If you have a room or area full of valuables you cannot move, think about setting up a hidden camera.

* NEVER show the home alone. A “buyer” could bring several people with him/or her and you cannot keep tract of what they are doing. They could enter other parts of your residence and take small items or view personal papers.

* Which brings to mind, keep any checking account or other personal information out of sight.

* An inconspicuous self defense product such as a pepper spray pen, a stun gun cell phone, or at the least a personal electronic whistle would be a good idea just in case the “buyer/s” turn out to have criminal activity in mind.

* DO NOT sign anything without the advice of a good real estate attorney.

 

CONSIDER YOUR BUYERS INTEREST

 

  1. DO NOT BE EMOTIONALLY ATTACHED TO THE HOUSE

 It is beneficial to detach yourself from your home. Being detached helps you look at the deal from a financial perspective rather than an emotional one. It is also a good idea to put yourself in the buyer’s shoes. If you think of your house as a dream rather than a piece of property, you will stage your home better.

 

2.  DON’T SET AN UNREALISTIC PRICE:

Most owners tend to price their houses on the higher side. This discourages buyers. However, an accurate price can be set by analyzing the market. Sometimes setting a low price does help in attracting buyers.

 

  1. BEING STRICT ABOUT TIMINGS WITH BUYERS :

 It is beneficial to be flexible with your timings when you are dealing with buyers. You should try to make yourself available when the buyer wants to view your home or meet you.

 

  1. BEING RIGID ABOUT THE PRICE:

Any buyer will look to negotiate and buy the property for a price lower than the quoted price. If you are rigid about your price, it will be difficult for you to sell. It is a good strategy to price it such that there is a margin to bargain.

Personally, I think it would be more prudent to leave the sale of probably your most valuable asset to a professional real estate agent. In any event, use caution and common sense.


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